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Joined 5 months ago
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Cake day: April 29th, 2024

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  • it’s factored into your total compensation so you’re still the one paying.

    I never understand why so many people assume insurance is “free” from the employer or that they pay 0-1000 per week/month. What we see is the tip of the iceberg. Insurance companies are perfectly lucrative and they pay tons and TONS of money to workers that make sure they make as much as possible.

    80% of premium revenues must be spent on treatment, the other 20% is what they have to profit off of. If they don’t spend 80% of the premiums on treatment they MUST refund excess earnings. See: https://www.healthcare.gov/health-care-law-protections/rate-review/

    This means if they took in 100 billion in premiums in a year, they MUST spend 80 billion dollars on treatments. The 20 billion left over is where they can make money. So they will make sure 4/5ths of everything they make goes into treatment so they never give refunds and they maximize potential profits. If they can convince companies to raise premiums 10% next year, costs will rise 10%, profits will rise 10%. It’s so obviously designed to raise the cost of premiums and treatments at the expense of all else it’s insane.

    They also don’t spend a dime over 80% of what they make if they can help it. There’s where claim rejections come in. They have mathematicians figuring out the ideal numbers and those guys make stupid amounts of money.






  • Lets_Eat_Grandma@lemm.eetoMicroblog Memes@lemmy.world*Permanently Deleted*
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    13 days ago

    anything else provided by Microsoft has a better 3rd party alternative if the user wants it at all.

    Imo this is what has held microsoft back. They never really focused on the user market. All their software is pay-for-me bullshit offering promo prices for user tier education subscriptions that never retain users. Once you’re out of school you’re gonna cancel office sub, pirate it, or simply use google docs because everyone can use it without paying. Office is for businesses only.

    Google lets you use their version of office without asking for any money. They give you storage that integrates with it and doesn’t nag you to subscribe or purchase a license to do things and they don’t nag you to use it. Their email is actually good, has good spam protection. You can use google mail for small businesses without issue too whereas hotmail or outlook.com look sketchy by comparison.

    Microsoft has had so many missteps in their headlong charge believing they are the only game in town. Android has a bigger market share and a lot of people just use their phone as a computer today on a global scale.

    In the US, Apple keeps gaining market share. iOS is the #1 operating system here but fairly neck and neck with windows. MacOS is a little under half of Windows too, so combined Apple is a big majority OS wise. Apple isn’t charging for updates on any of it’s OSes, unlike all of microsoft’s. The mobile hardware division makes way more money than laptops and desktops.

    On a long enough of a timeline it seems inevitable that microsoft’s OS marketshare dominance will evaporate. It looks like only MacOS is here today as a realistic alternative since Linux is a steaming hot mess for end user computing.


  • TheBananaKing is offensive. It is a reference to Banana Republics, you know the system where corporations marginalize an entire populace and make them produce their product for profit. You should really change your username. It’s trivial and nobody will care if you change it.

    Obviously I do think this is as absurd as asking a company to change it’s name which was named after the founder, but you went there and presented the argument for it. I can at least understand moving away from master/slave in computing especially in future products and revisions but making someone change their business name which is named after the founder’s is ludicrous.

    That being said, the only reason why the company changed the name was because it gave them good PR in the form of free advertising- just imagine all the headlines. Since you have no upside to changing yours, I know you won’t do it. Humanity is full of virtue signaling hypocrites who are just out for themselves.








  • Lets_Eat_Grandma@lemm.eetoLemmy Shitpost@lemmy.worldobesity
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    1 month ago

    I love how you glossed over what I said to pick up a strawman argument which is aligned with what I said. e.g. everyone’s needs are different. My exact quote from the post you replied to:

    the reality is that if the average XXX pound person needs 1800 calories to maintain and you eat 1600 and still gain, perhaps your unique body really needs 1400 or 1200 to lose. Or maybe you’re blessed with a great metabolism and 2500 calories will be burnt for you so you can eat up to that without any issues.

    You can believe whatever you want but assuming i’m bigoted means you probably didn’t read everything I wrote. It’s a really, really long post for social media. The irony is your complaints of it being reductive though. If you want scientific papers perhaps you should be looking at nature instead.


  • Lets_Eat_Grandma@lemm.eetoLemmy Shitpost@lemmy.worldobesity
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    1 month ago

    Weight is a technical problem. Eat less than you need and you lose weight. Eat more than you need and you gain weight. Simple.

    Willpower to follow through with the technical steps to lose weight is a mental health issue. That is way more nuanced, complicated and ultimately why so many people can’t lose weight. I think you consider them holistically, whereas those who disagree with you keep those concepts separate. There is a logical argument for both and neither argument is wrong.


  • Lets_Eat_Grandma@lemm.eetoLemmy Shitpost@lemmy.worldobesity
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    1 month ago

    Diet determines someone’s body weight. If you don’t eat, you don’t gain. Once you gain it’s incredibly hard to lose. Once you lose it’s incredibly easy to gain.

    I have lost 21 pounds in 2 months from calorie counting. I gained 60 pounds in 3 years by ordering a ton of delivery. I yoyo’d many times in the past 2 years trying to lose the weight using various programs before finding a routine that works for me. All weight gain was due to me making choices that increased calorie intake. No one forced me to eat anything, I did it to myself.

    Genetic factors may make weight loss more difficult but it is never impossible. There is no possible way that if you do not eat you will gain weight. Unless you have a handful of extremely rare conditions it’s going to be the things you choose to eat and how much of them you eat that determine weight gain, alongside exercise. Some people swear that they do everything right with calorie counting but still gain weight but the reality is that if the average XXX pound person needs 1800 calories to maintain and you eat 1600 and still gain, perhaps your unique body really needs 1400 or 1200 to lose. Or maybe you’re blessed with a great metabolism and 2500 calories will be burnt for you so you can eat up to that without any issues.

    Mental health challenges make it hard to stick with a routine diet for some but it’s still technically possible to lose weight even if your brain won’t let you stop eating. If someone gave you an appropriate balanced diet and there were no other possible source of calories for you, you’re gonna lose weight. You might go crazy because you can’t have dressing on your salad and perhaps even wish you were dead instead of eating less, but you would lose weight.

    Beyond weight

    In terms of height, diet can influence height somewhat (especially in terms of deficits causing stunted growth) but your maximum height is almost entirely due to genetics. You get very little choice in that. You can’t choose to drink more milk and gain a foot of height. Once your body stops producing the right growth hormone you just stop getting taller.

    In terms of skin color, there’s very little you can do about that beyond genetics. You can paint your body with fake tan or sit in the sun to get darker or hide indoors out of sunlight to be “lighter” than if you went outdoors but there’s no way to will your body to stop producing melanin.

    In terms of “cultural behaviors” that you seem to call race based on how you describe it, you can choose to behave like someone from any walk of life if you learn how to do so. You can learn other languages, social norms, customs and beliefs and act on them. You are not born any more “white”, “italian”, “irish”, “kenyan” or “thai” culturally than anybody else. You learn the local culture from your experiences. Switching between the cultures has nothing to do with genetics. We’re just most likely to be born into cultural groups that have the same genetics as us, the exceptions tend to be when you’re adopted or your parents happen to already be a different culture than their genetic heritage’s or your parents have different cultures.

    I can’t believe I had to write any of this out. I’ll probably get downvoted because no one wants to hear the absolute truth of whatever thing they can’t do that they want to blame something else to feel better for their lack of discipline, but we can choose to behave however we really want to. I don’t give a shit how fat or skinny someone is, I care about the content of their character, their beliefs and their actions. I’m not going to point this shit out in polite company because it’s not my business and I believe everyone should be able to choose to do to their bodies and their lives however they wish. Doesn’t change the facts though.




  • Preach. I’m just worried for when nvidia pops. The grumblings about the machine learning fad are starting to happen but that’s a company that is incredibly likely to lose 80% of revenue in 5 years once businesses see how the huge investments flop.

    There’s some strange belief that chat bots being semi-coherent is going to turn into true AI and take over all the white collar jobs. The more popular chatbots become the poorer the data quality will be. It’s inevitable that all the bots posting on all the social media sites will poison the datasets especially as more and more turn to chatbots to generate content.

    Peoples imaginations are running wild. I think if 2% of the use cases pan out it will be a wild success but ML is not new and entire divisions have been scrapped for failing to turn a profit (looking at Alexa, for sure.) When the pop happens the drop will be so significant the ripples may cause a recession all by itself.