What you just said was a thing that you can only do in an idealised world where you never get sick and all your bills are always payed in the month you get them. Nice of you to completely ignore the rest of the answer that kind of points to why in the real world you have to set aside money and why in the real world a volatile currency is useless
Their link wasn’t to the paper but to the license to poison possible AIs training their models on our posts. Idk if that actually is of any use though